Helping you achieve your financial goals
Trinity Finance Group is an award-winning finance broking & financial planning firm
Specialising in residential, investment & commercial property transactions, alongside financial planning for all life stages and aspirations, our deep experience and strong industry networks mean we tailor financial solutions that work.
We focus on understanding our client’s situations and aspirations to ensure we implement and secure the financial solutions best able to service and achieve their financial goals and dreams.
A personalised, detailed and dependable service, from start to finish.
Trinity Finance
Our services
-
Whether buying your first home, upgrading, investing, requiring a bridging loan, or wanting to find out more about the guarantor process / family pledge as a way to accelerate your purchasing options, Trinity Finance Group can guide and help you select the best option for your current situation.
-
Refinancing refers to paying out your current loan and replacing it with one that’s the right fit for you. Refinancing can potentially save you thousands. You can even refinance with the same lender but your new loan should come with better rates and terms tailored to your unique circumstances. Regularly reviewing your home loan and overall financial position is the key to becoming debt free and setting yourself up for a lifetime of financial success.
-
A commercial loan is a type of loan that is used by businesses or commercial entities to finance various business-related expenses, such as purchasing or refinancing commercial properties, funding business operations, expanding or renovating a business, purchasing equipment or inventory, or meeting other capital needs. Commercial loans are typically offered by banks, financial institutions, or other specialised lenders, and are tailored for businesses rather than individual consumers.
-
Vehicle and equipment loans are types of financing that allow businesses to acquire vehicles and equipment needed for their operations. These loans are specifically designed to help businesses purchase or lease vehicles, machinery, tools, or other types of equipment necessary for their day-to-day operations.
-
Development finance is a type of funding that is used to finance real estate development projects. It typically involves borrowing money to fund the construction, renovation, or conversion of properties for commercial or residential use. Development finance is commonly used by property developers, investors, and construction companies to finance the costs associated with developing real estate projects.
-
At Trinity Finance Group we are experts in navigating the complex processes and requirements for Specialist Finance segments, such as:
Self Managed Super Fund (SMSF) Lending
Self Certified Loans
Credit Impaired Loans
Self Employed loans options
Our team
Glenn Ruthven
-
Glenn is the Managing Director and Founder of Trinity Finance Group, an award-winning leader in the mortgage and finance industry. With 25 years experience in this constantly evolving space, Glenn has been honoured with multiple awards, regularly appearing in the MPA Top 100 Mortgage Brokers nationwide and achieving Platinum status within the Aggregator Awards.
Glenn’s business success is built on offering a personalised, detailed and dependable service, from start to finish. His knowledgeable and approachable manner is second to none, and his super power lies in providing a framework that allows his team to plan the best way forward to help clients achieve their financial dreams. Knowing that no two scenarios are ever the same, the business goes above and beyond to tailor financial solutions that work.
Glenn attended Monash University for his undergraduate studies, and holds a Diploma in Finance & Mortgage Broking, starting his finance and mortgage career at Aussie Home Loans and RAMS, before founding Trinity Finance Group in 1999.
Jane Cooney
-
Jane is an experienced and service-driven Head of Operations at Trinity Finance Group, where she has a pivotal leadership role that both leads and manages the day-to-day and broader operational aspects of the business.
With a responsive and personable manner she works seamlessly to guide clients through the final stages of the loan process, liaising with all stakeholders to ensure the transaction progresses to settlement, and focusing on solving problems so our clients can rest easy. Whether refinancing to a better option or purchasing a new property, Jane delights in being able to share their joy when the deal has settled. She takes pride in building relationships and completing transactions.
Prior to working at Trinity Finance Group, Jane was an Office Manager in the legal industry.
Rob Bell
-
Rob is a Mortgage Broker at Trinity Finance Group, where he specialises in residential and commercial loans and creating opportunities for our clients to achieve their financial dreams.
His primary focus is on helping clients understand and consider all the available options, so they can confidently choose the right loan for their circumstances, life stage, and financial goals.
An experienced Mortgage Broker, Rob is a customer focused self-starter, motivated to keep abreast of the constantly changing financial environment and the lending approval processes. Nothing makes him happier than scaffolding the process for investment property purchases that facilitate future wealth creation.
Rob has a Certificate IV in Finance and Mortgage Broking.
Tom Berkers
-
Tom is a Mortgage Broker at Trinity Finance Group, dedicated to bringing your homeownership dreams to life. Armed with a Bachelor of Commerce (Finance and Economics) and a Diploma of Finance and Mortgage Broking, Tom blends education with experience for top-notch financial guidance.
Tom’s commitment to customer satisfaction goes beyond transactions – it's about your unique journey. He tailors solutions to your needs, ensuring a seamless process for both seasoned investors and those new to the property market.
For those aspiring to build an investment property portfolio, Tom specialises in crafting strategies for financial growth. He knows that no two transactions are the same and because of that utilises a wide array of lenders and products, making him the go-to advisor for clients seeking to create wealth through property. Moreover, Tom excels in complex lending structures, particularly SMSF lending, bringing an additional layer of expertise to clients with intricate financial structures.
Personal, customised service to help you achieve your financial dreams
Trinity Financial Advisory
Our services
-
Knowing where your money is going and how to budget correctly to achieve your goals are important steps in achieving financial independence and financial wellbeing.
Our financial advisers can assist you with discovering and managing your personal/household cashflow and make recommendations on how this can be improved. We can also work with you to develop achievable budgets, in order to assist you in comfortably reaching your goals and helping you take control of your financial situation.
-
Superannuation (or 'super') is money set aside while you're working to support your financial needs in retirement. Your super is invested in a range of assets to help grow your balance so you can have the best possible retirement outcome.
There are various ways money can be contributed to your fund and a number of investment strategies and vehicles available to grow your super over time.
Our financial planning team can assist you with understanding and growing your super, so it can work better for you in retirement.
-
In assisting you to reach your financial goals, our financial advisers can provide advice on various investment vehicles you may wish to explore.
Carefully considered within the context of your financial plan, we can make recommendations and arrange the acquisition of various investment assets, including direct shares and managed funds, property, appropriate tax structures and borrowing to invest.
-
Mitigating risk and planning for all scenarios (including worst case) is essential for reducing future negative risks.
For complete peace of mind our financial planners will highlight the importance of reviewing your insurance cover in the event something does go wrong. We can help you find a policy appropriate for your needs, covering you with income protection, total and permanent disablement, trauma cover, and/or life insurance, just to name a few.
-
Wills and estate planning involves making decisions about how your assets and belongings will be distributed after your death. It involves creating a plan to manage your assets during your lifetime, and specifying how they will be distributed among your beneficiaries or heirs after your death. Wills and estate planning are important for ensuring that your wishes are carried out and that your assets are distributed according to your intentions.
Our financial planning team can create a comprehensive estate plan that meets your specific needs and ensures that your wishes are carried out after your death.
-
Arriving at a comfortable and stress free retirement requires planning and consideration, and mapping what you need to do to get there is the imperative step.
We are here to help start the conversation and assist you to plan for your retirement, before any potential curveballs.
Our financial planning team can assist you to map out your retirement strategy and achieve the results you need to ease into retirement. We can also explore your access to the government social security benefits and help you accumulate wealth for future aged care support, if it should be required.
Our team
Angus Dowling
-
Angus is a Senior Financial Advisor at Trinity Financial Advisory, where he helps people enhance their lives by making smart decisions with their money.
As a skilled financial professional he relishes the opportunity to listen, research and map strategies to help people achieve their financial goals – whether it be buying their first home, building an investment portfolio, planning for a comfortable retirement or saving for their children’s education. His primary objective is to understand a client’s circumstances to help guide them through the most effective methods of achieving their goals.
Angus is authorised to provide advice for, and deal in, the following classes of financial products: Basic and Non - Basic deposit products; Debentures; Stocks; Bonds; Life Insurance; Managed investment schemes; Superannuation; Self - Managed Superannuation funds; Securities and Tax (financial) Adviser.
Angus has a Masters in Commerce (Financial Planning); Bachelor in Commerce (Finance) and a Diploma and Advanced Diploma in Financial Planning.
Jacob Eliopoulos
-
Jacob is an Associate Financial Advisor at Trinity Financial Advisory, bringing an infectious enthusiasm to helping his clients achieve their financial goals and secure their financial futures.
As a natural facilitator and tactician, Jacob has an innate gift for understanding what his clients genuinely desire and helping them achieve their goals through a systematic and practical financial plan.
Nothing makes Jacob happier than seeing the change in clients who walked in feeling uncertain and stressed, but are walking out with the confidence and knowledge that their secure financial future is attainable.
Jacob is due to complete his Bachelor of Commerce in Financial Planning & Finance at Deakin University in 2023, and was a professional soccer player before joining the financial planning industry. He remains an active, semi-professional soccer player for the Oakleigh Cannons.
What Our Clients Say